DO I REALLY NEED HOMEOWNER''S INSURANCE? Yes. A paid homeowner''s insurance policy (or a paid receipt for one) is required...

WHAT TYPES OF LOANS ARE AVAILABLE AND WHAT ARE THE ADVANTAGES OF EACH? Fixed Rate Mortgages: Payments remain the same...

HOW DOES THE LENDER DECIDE THE MAXIMUM LOAN AMOUNT THAT CAN AFFORD? The lender considers your debt-to-income ratio, which is...

WHAT MAKES UP CLOSING COST? There may be closing cost customary or unique to a certain locality, but closing cost...

Homeowners have a seemingly insatiable appetite for information about the housing markets. "Are prices going up? How''s the market? Is...

A "seller''s market," in one in which competition for houses gives a seller the advantage! It is the result of...

In many of today''s strong real estate markets, home sellers can expect to receive multiple offers for their home. Multiple...

Don''t waste time. The longer a house sits on the market, the less likely you are to get the best...

When writing a purchase contract, avoid expensive terminology such as paying a buyer''s closing costs, and of course you should...